From a newcomer to a trendsetter

The FWU GROUP is a relative young corporate group. Formed in 1989 and on the market with its fund-linked life assurance since 1994, it is today one of the larger independent financial service providers operating internationally. The holding enterprise is the FWU AG, located in Munich and Luxembourg. The Chairman of the Board is Dr. Manfred J. Dirrheimer, the founder of the company who holds 95% of corporate equity in association with corporate management. Institutional participating partners are the Swiss Re Frankona Rückversicherungs-AG, Munich and the VHV Vereinigte Hannoversche Versicherungen, Hanover. The FWU GROUP has a total of six subsidiaries, namely ATLANTICLUX Lebensversicherung S.A., Luxembourg, PREMIUM SELECT LUX S.A., Luxembourg, FWU Commission Factoring GmbH, Munich, FWU Payment Services GmbH, Munich, FWU Pension Management GmbH, Munich and Al Ahli Takaful Company, Jeddah.

The focus of the product range is on unit-linked  life and annuity assurance. Without making the customary detour and investing in funds, FWU offers the direct investment of clients’ funds in securities through its Best Select asset management. By implementing this novel, global investment concept and exploiting the regulatory benefits of Luxembourg as an insurance and investment location, FWU enables every private investor to select investment portfolios which are assembled in a quality and managed with a professionalism hitherto primarily reserved for institutional investors and wealthy clients investing large sums of money.

FWU has also broken new ground and set a trend with its net concept. Clients benefit from extensive transparency relating to the payments they make and sales partners are offered liquidity-promoting remuneration structures through commission factoring.

For clients and the other product parties, insurance companies and sales partners, the work of Payment Services offers convenient, transparent and simple control of payment routes.