FWU GROUP
Company > FWU in the market > Activities
FWU, Premium, financial services, insurance policy, shares, dividend, investment fund, continue to pay the premium, fix interest securities, law for banking, law for capital investment, policy with guaranteed interest, portfolio strategy, insurance funds, guarantee of minimum yield
 

FWU AG
FWU Angebot

Imprint


E-Mail


© 2006 by FWU AG 
   
Activities

Today, the major focus of FWU activities is on system and product innovations on the German financial services market.
 
Innovations at a glance
1990 Introduction of commission factoring for prefinancing of regular commissions for distribution partners
1992 Introduction of net tariffs (insurance tariffs without commission components) with the disclosure of all cost components in the insurance tariff
1994 Introduction of a fund policy with genuine asset management and a broad investment spectrum
1997 Introduction of a capital growth guarantee policy with guaranteed interest yield at maturity on invested capital without a health check
1998 Introduction of unit-linked annuity insurance with integrated asset management
1999 Introduction of a savings target guarantee through selectable supplementary insurance to cover continuation of premium payment in the event of unemployment, inability to work or general disability, with guaranteed savings target payout
2000 Revolutionisation of asset management in unit-linked life assurance through "best-in-class" approach by means of a pooling process
2001 Daily specification of value of individual, customer-oriented investment portfolios as part of unit-linked life assurance
Investment strategy with secured investment and guaranteed interest rate
Accident insurance with 5000 progressive scale, insurance benefits as high as € 2,500,000.- for 80 per cent disability
2002

Introduction of Best Select Asset Management. The corner stone of this concept is the CORE investment strategy which invests globally under consideration of a strict risk – limitation. This is complemented by selectable investment fields, such as Global Technology, Emerging Markets Bonds or Private Equities. A capital-covered premium- or capital guarantee can be selected in addition.

Founding of the FWU Unterstüzungskasse GmbH 
2005

Introduction of the unit-linked life insurance and pension scheme with a flexibly structured cash payment at the end of the policy period, such as lifelong pension payment, combinable with a lifelong partner-pension.

Introduction of a new investment concept into the CORE investment strategy. The CORE investment strategy invests in 20 top funds with a weighted regional diversification. The selection of the funds is carried out in the context of a computer-assisted multistage funds-selection- and allocation model. The CORE investment strategy invests in 20 top funds with a weighted regional diversification. The selection of the funds is carried out in the context of a computer-assisted multistage funds-selection- and allocation model.
2006 Start of sale of Islamic life insurances together with the local insurance partner Dubai Islamic Insurance and Reinsurance Company (AMAN). In the United Arab Emirates, the policy is offered over the bank counters of Abu Dhabi Commercial Bank (ADCB). This is a unit-linked life insurance, which takes the essential Islamic aspects of the community principle, the prohibition of interest and of bets, as well as a Shari'ah - conform investment into account.