Positioning

With its subsidiaries, licensed- and associated partners, FWU AG belongs to the leading finance service providers with system solutions in the investment field in Germany. The main emphasis of the activities of the FWU - Group has been put on the areas of design, administration and distribution of custom-made investment products, specialized in the field of unit-linked life insurance and pension schemes. Here the enterprise is one of the forerunners of portfolio management solutions for the receivers of medium-sized and smaller incomes. For this target group, the attention has been focused on their need for security under preservation of the chances for profit.

Unlike most suppliers of unit-linked life insurances and pension schemes, the FWU - Group offers perceivable advantages at conclusion of contract, due to the transparency of the design of the product, and the comprehensive information of the customer.

The unique character of the FWU - offers becomes evident through the Best Select Asset Management. A globally investing CORE investment strategy is available as the basic constituent. This can be supplemented by further select investment strategies in various fields of investment, such as Global Ecology, Global Technology, Emerging Markets Bonds and Private Equities. This range of product is rounded off by a premium- or capital guarantee, which can be selected or deselected by the investor at any time.

In spite of a multitude of providers of unit-linked life insurance and pension schemes, the FWU - Group has grown since 1994, developing from a newcomer to become the trendsetter, ranking among the top-providers in Germany, thanks to the consistent and successful implementation through licensed sales partners. In the mean time, the transfer of these innovative system solutions onto the international floor has led to being present in Luxembourg, Austria, France, Italy and Dubai. The development of further markets in the EU - sphere and in countries of the Middle- and the Far East has the started.

Since February 2006, the FWU - Group in cooperation with the local insurance partner Dubai Islamic Insurance and Reinsurance Company (AMAN), is offering an Islamic life insurance. In the United Arab Emirates, the policy is being offered over the bank counters of the Abu Dhabi Commercial Bank (ADCB). It is it a unit-linked life insurance, which takes the essential Islamic aspects of the community principle, the prohibition of interest and of bets, as well as a Shari'ah - conform investment into account.